When you buy through our links, Insider may earn an affiliate commission. Learn more. Most of us know that when we're headed out for a beach day, backyard BBQs, home pool parties, or outdoor adventures, we need to slather on sunscreen to prevent a sunburn and minimize our risk for skin cancer. But skin protection goes beyond just lotion you rub on your exposed parts. The skin under your clothing while you're out hiking or building sandcastles with your kids can still be exposed to harmful UV radiation. That's why sun-protective clothing and accessories should be a staple of your summer wardrobe. The Skin Cancer Foundation says that sun-protective long sleeves, shorts and pants, hats, neck gaiters, even gloves, are the most effective form of sun protection. These specially designed items feature tighter weaves than normal clothing which reduces the number of UVB and UVA rays that can penetrate through to your skin. Some brands, like Columbia ...